If you can’t make do with the free option, you’ll need to decide whether a comprehensive personal budget - with its accompanying potential savings - is worth the out-of-pocket expense. For $79 (or just $1.52 per week), join more than 1 million members and don't miss their upcoming stock picks. Motley Fool Stock Advisor recommendations have an average return of 618%. Some follow a “freemium” model, wherein a free entry-level product complements a more robust premium version. Before you settle on this popular platform - or any other digital budgeting app, for that matter - check out these top alternatives to Mint. Happily, quality Mint alternatives seem to grow by the month. Many alternatives are leaner and more user-friendly. It has a lot of extraneous features that casual budgeters don’t need, for instance, and it’s not particularly intuitive. While it’s still a strong choice for committed household budgeters, Mint no longer has a de facto monopoly on the niche, and it’s far from perfect besides. Now part of the Intuit family, along with TurboTax and QuickBooks, Mint was the first cloud-based budgeting app to capture the public’s imagination and the model upon which many subsequent cloud budgeting apps have been based. In December 2014, just over a decade later, a Bankrate survey found that 82% of Americans kept a household budget.
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In 2003, when cloud-based budgeting was in its infancy and most budgeting software still came in a box, a joint study by researchers from the Federal Reserve Bank of America and the University of Kansas found that 46% of respondents used a spending plan or budget.
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